Planning for retirement is a phase that we all need to pass through at a point in our lives. When at this point, we need to be patient with ourselves and make lifelong decisions that will suit us in our retirement life considering all factors in our life stages.

The Retirement Benefits Authority (RBA) says they had given schemes time to familiarise themselves with the process, set up policies and begin advancing member deposits before they could track the implementation of the law.

He had a feverish calendar. He had hours that felt that they were constantly melting into each other the moment he swung his legs from the bed. He had people who knocked on his door and sat across his desk with notepads and creased brows.